Privacy Policy — Mortgage Compass for iOS

Last updated: November 1, 2026

Mortgage Compass is a Hong Kong mortgage and stamp-duty planning app published by IT HK SERVICE LIMITED (ITHK). This policy describes the iOS app, bundle ID hk.com.igt.mortgage.

Mortgage inputs and local storage

The purchase price, valuation, down payment, interest rate, loan term, income and other debt amounts you enter are used on your device to calculate estimates. The app stores those inputs in the app's local preferences so they can be shown again. It does not upload the mortgage inputs to an account or server operated by us. Local app data may be included in iCloud, computer or device-to-device backups depending on your settings.

You can overwrite the inputs in the app. Removing the app removes its local data from the device; copies in backups may remain until you remove or replace those backups through your device or backup settings. The app has no account or server-side mortgage-input history to delete.

Advertising and consent

The app uses Google's User Messaging Platform to obtain and record privacy choices where required. Where the choices form is required, an advertising privacy options control is shown in the app. The app also asks for Apple's App Tracking Transparency permission. If tracking permission is not granted, the app does not load advertising; the calculator remains available.

When the relevant privacy choices and tracking permission allow ads, the app uses Google Mobile Ads to display a banner. Google and its advertising partners may process device identifiers, IP address, approximate location inferred from IP, ad interactions, performance and diagnostic information, and consent information. Depending on their use, identifiers may be used to measure advertising across apps and websites. The app disables publisher ad personalization and the Google publisher first-party ID; this does not mean the advertising SDK collects no data. The app does not send the mortgage input fields as ad targeting data.

You can change the app's tracking permission in iOS Settings and, where offered, use the app's advertising privacy options. Google describes its data practices and controls at Google Privacy Policy and How Google uses information from sites or apps that use its services. Google and other participating advertising providers govern retention and deletion of the information they process.

Contact and requests

For privacy questions or help with an access or deletion request, contact support@igears.net. Please do not include financial information in your message unless you want to share it with us.